Data use
We don't sell your data
We do not sell your personal information or financial data. We do not share it with advertisers. We do not monetize it. Your data exists for one reason: to power the product you're paying for.
Connect every account into one secure layer for your money. Ask anything about your finances with our ChatGPT or Claude integrations. Proactive alerts and forecasting tools are coming soon.
Built by engineers from
Trust & safety
Clear practices, named versions, and a team that has shipped financial infrastructure at scale. No hand-waving.
Data use
We do not sell your personal information or financial data. We do not share it with advertisers. We do not monetize it. Your data exists for one reason: to power the product you're paying for.
Security
Connections are read-only through providers like Plaid and SnapTrade: we can see balances and transactions, but cannot move money. Access tokens are encrypted with AES-256-GCM. Data is encrypted at rest and in transit over TLS 1.2+ with HSTS.
Compliance
tinyCFO runs a written information security program with administrative, technical, and physical safeguards. We have implemented the controls required for a SOC 2 Type II audit: access reviews, audit logging, change management, and vendor risk monitoring. We will publish the report when complete. For more info, email support@tinycfo.ai.
About us
Built by founders with experience shipping financial infrastructure at American Express, Stripe, and Ramp. Every change goes through code review and CI, and we post-mortem every incident.
Team
Previously at American Express, Stripe, Ramp, Clear Street, Magna, and Gemini.

Co-founder. Built consumer finance tools at American Express, portfolio software at Clear Street, and production systems at Gemini and Magna (YC W22).

Co-founder. Built Stripe's merchant review tools powering hundreds of thousands of risk and financial crimes decisions every week, then led engineering on customer risk management at Ramp powering credit limits.
Features
We're building the connectivity layer between your personal finances and the smartest models so you can add visibility to every financial decision.
Portfolio
Connect all your banks, brokerages, and credit cards in minutes. tinyCFO aggregates balances, transactions, and holdings into a single net worth dashboard that updates in real time.
Transactions
Other apps slap on generic labels. Auto-Categorize learns your categories, understands context, and gets smarter over time. Your way, on autopilot.
Equinox
$350.00
Whole Foods
$214.30
Uber
$42.18
Spotify
$12.99
Forecasting
Monte Carlo simulations run thousands of scenarios so you can explore a range of potential outcomes. Adjust assumptions, compare projections, and make more informed decisions on your own terms.
Queries
Bring your connected accounts, transactions, and portfolio into the model conversation. Ask what changed, what matters, and what to review next.
Pricing
One plan. Full visibility across every account, investment, and liability. Most users identify savings that pay for the service many times over.
$100 billed yearly
Cancel anytime. No questions asked.
FAQ
Everything you need to know about tinyCFO.