Getting Started with tinyCFO
Connect your accounts, set up AI access, and start querying your finances in plain English. Takes under five minutes.
tinyCFO connects your bank accounts, credit cards, and investment platforms into a single intelligence layer. Ask anything about your finances in plain English and get answers grounded in your real data.
How It Works
- Connect once. Link your financial accounts through Plaid, SnapTrade, and direct crypto wallet tracking. tinyCFO aggregates balances, transactions, holdings, and recurring charges automatically.
- Query anything. Use Claude, ChatGPT, or any MCP-compatible AI to ask questions against your data in natural language. No dashboards to learn, no reports to build.
- Get real answers. Every response is powered by your actual numbers. Spending breakdowns, net worth trends, cash flow analysis, recurring charges, portfolio allocation: all queryable on demand.
Step 1: Create Your Account
Go to tinycfo.ai and sign up with Google or email. You will land on the onboarding screen.
Step 2: Connect Your Accounts
You can link 10,000+ financial accounts and institutions, plus auto-track your crypto wallets. Connect what matters most to your financial picture:
- Checking and savings accounts
- Credit cards
- Brokerage and retirement accounts
- Crypto exchanges
- Crypto wallets (Bitcoin, Ethereum, and more) — auto-tracked from on-chain balances
- Loans and mortgages
Transactions, balances, and account details sync within minutes. From that point forward, everything stays up to date automatically.
Step 3: Connect an AI Assistant
This is where tinyCFO becomes powerful. Connect your account to an AI assistant and start asking questions:
- "What did I spend on restaurants last month?"
- "What is my net worth right now?"
- "Show me all recurring charges over $50"
- "Am I cash flow positive this month?"
- "What is my portfolio allocation?"
tinyCFO provides the data layer. The AI provides the intelligence. You get answers in seconds that would take hours to assemble manually.
Connect tinyCFO to Claude (two-minute setup) · Connect tinyCFO to ChatGPT (MCP app + OAuth)
What You Can Query
Once connected, your AI assistant has access to everything tinyCFO knows about your finances:
| Category | Examples |
|---|---|
| Spending | Breakdowns by category, merchant, or account over any date range |
| Cash Flow | Income vs. expenses, savings rate, monthly trends |
| Net Worth | Current snapshot, historical tracking, assets vs. liabilities |
| Transactions | Search by merchant, amount, date, or category across all accounts |
| Recurring | Subscriptions, recurring bills, upcoming charges |
| Investments | Holdings, allocation, performance by account or asset class |
You never call these tools directly. Ask a question in plain language and the AI picks the right data source.
The Dashboard
Your tinyCFO dashboard gives you a visual overview alongside the AI layer:
- Transactions across all accounts, auto-categorized and searchable
- Net worth tracking with assets, liabilities, and trends over time
- Account balances updated continuously from your connected institutions
We are building out richer dashboards, a mobile app, and more visualization tools designed for people who want a complete financial picture in one place.
Security
- Your credentials stay with your bank. Plaid and SnapTrade handle authentication. We never see or store your login details.
- Encryption at rest. All sensitive data is encrypted using AES-256-GCM.
- Read-only access. tinyCFO can view your financial data but cannot move money or make changes to any account.
Questions? Reach out at support@tinycfo.ai or book a demo.